Content Ownership We own our website, information concerning us, and our services. This includes, without limitation, text, images, software, graphics, button icons, audio and video clips, digital downloads, data compilations, logos and information that appear on our website or are part of our services. We also own all copyrights, trademarks, service marks, and trade names related to us. We may present information on behalf of or licensed from a third party. This third-party information is proprietary to its owners. We welcome your questions, comments and feedback. Please remember that if you submit content to us, then you are legally representing that you have the right to do so. If you do not have permission, do not share information that is confidential or proprietary. By sending us your comments, you are granting us ownership to those materials, even if they include ideas to improve our site. We can share those ideas without your consent, we do not have to pay you for them, and we may already be considering them. If you prefer to retain your rights, please do not submit your material. If you believe the content on our site violates your copyright, please let us know by following the Copyright Procedure.
How to Use Our Website Our website is your partner and a powerful tool. We encourage you to use our site–learn, explore, search, compare, select and apply for debt settlement products. Your use, however, must be for personal, non-commercial purposes. In other words, our site is intended for individuals to compare and shop for themselves and their families only. You must also be at least 18 years old or legally emancipated with the ability to enter into contracts. And, since our website is intended for a U.S. audience, if you’re visiting our site from another country, keep in mind that you will have to comply not just with U.S. law, but the laws of that country. The information that you provide to us must be accurate and up-to-date. Do not use our website to make false or fraudulent applications or purchases. Do not use programs to frame our site or impede our site operations. This includes technology like “deep-links,” “page-scrapes,” “robots,” and “spiders.” In addition, you are responsible for keeping your passwords, login and account information secret. Be Web Wise! And notify us immediately if you believe your account or information has been compromised.