(last updated 9/1/2019)

This privacy policy applies to https://www.championlender.com owned and operated by Champion Leads, LLC (“ Champion Leads”, “site”, “we”, “us”, or “our”). This privacy policy describes how Champion Leads, LLC collects and uses the personal information you provide on our website: https://www.championlender.com It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

FACTS

WHAT DOES CHAMPION LEADS, LLC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Contact Information such as name and email address. Unique Identifiers such as: user name, account number, password. Demographic information such as:

– Age
– Zip code
– Social Security number
– Employment information
– Account balances
– Transaction history
– Credit history
– Assets

What?

We use this information to:
– Administrator your account
– Respond to customer service requests
– Provide the financial services you requested
– Respond to your questions and concerns
– Improve our Web site and marketing efforts
– Conduct research and analysis

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Champion Leads, LLC chooses to share; and whether you can limit this sharing. We will share your personal information with third parties only in the ways that are described in this privacy policy. We do not sell your personal
information to third parties.

Reasons we can share your personal information

In certain situations, Champion Leads, LLC may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. For our everyday business purposes – such as to process your transactions, maintain your account(s), as required by law, such as to respond to court orders and legal investigations, similar legal process or report to credit bureaus and when we
believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. If Champion Leads is involved in a merger, acquisition, or sale of all or a portion of its assets, you will a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

Service Providers – We may provide your personal information to companies that provide services to help us with our business activities such as shipping your order or offering customer service. These companies are authorized to
use your personal information only as necessary to provide these services to us.

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

For our marketing purposes – to offer our products and services to you

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

For joint marketing with other financial companies For our affiliates’ everyday business purposes – information about your transactions and experiences

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

For our affiliates’ everyday business purposes – information about your creditworthiness

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

For non-affiliates to market to you

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

For our affiliates to market to you

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

For our nonaffiliates to market to you

Does Champion Lender Share?

Yes

Can you limit this sharing?

Yes

To limit our sharing

Call 800-957-3710 – our menu will prompt you through your choice(s) Please note:If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. However, you can contact us at any time to limit our sharing.

Questions?

Contact us on the contact information listed below:

Champion Leads LLC
664 Marsat Ct, Unit B
Chula Vista, CA 91911
info@thedebtchampions.com
Call 800-957-3710

Who We Are? Who is providing this notice?

Champion Leads, LLC, a California limited liability company that may use the name “Champion Lender”

What We Do. How does Champion Leads protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. When you enter sensitive information (such as Social Security number) and any personal information on our Site, we encrypt the transmission of that information using secure socket layer technology (SSL). We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Website, you can contact us at info@thedebtchampions.com

How does Champion Leads collect my personal information?

We collect your personal information, for example, when you: – Open an account with us or give us your account information – Provide employment info or provide account information. – Give us your contact info. – We may also collect your personal information from others, such as credit bureaus, affiliates or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes —information about your creditworthiness. Affiliates from using your information to market to you. Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See Other Important Information section.

Tracking Technologies

Champion Leads and its partners use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.

Passive Collection

As is true of most websites, we gather certain information automatically. This information may include Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, date/time stamp, and/or clickstream data to analyze trends in the aggregate and administer the site.

Behavioral Targeting

Notwithstanding any other provision, we may also engage a third party partner for the purpose of recognizing users and delivering to them interest-based content and advertisements. We may share information about you with our partners such as your name, postal address, email, device ID, or other identifier in encrypted, hashed or de-identified form. Our partners also may collect information from you, such as your IP address and information about
your browser or operating system; may combine our personal and non-personal offline information about you with information from other partners in data sharing cooperatives in which we participate; and may place or recognize a
unique cookie on your browser. These cookies contain no personally identifiable information; they may contain demographic or other data in de-identified form. To opt-out of third party cookies, please go to: Digital Advertising Alliance’s consumer choice page.

How can I correct, update and delete my personal information?

Upon request Champion Leads, LLC will provide you with information about whether we hold any of your personal information. If your personal information changes, or if you no longer desire our service, you may correct, update, amend, delete/remove, by making the change on our member information page or by emailing our Customer Support at info@thedebtchampions.com We will respond to your request within a reasonable timeframe.

Data retention

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes,
and enforce our agreements.

Changes To This Policy

We may update this privacy policy to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include Freedom Debt Relief, LLC, Freedom Financial Asset Management, LLC and Freedom Tax Relief, LLC

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. We share with non affiliates in the categories of credit counseling agencies, loan broker and other financial service providers, insurance companies, mortgage providers and broker/dealers, solar, or debt settlement

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We have no joint marketing partners Other important information See below for additional state-specific disclosures.

Links to 3rd Party Sites

Our Site includes links to other Web sites whose privacy practices may differ from those of www.thedebtchampions.com If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any Web site you visit.

Social Media Widgets

Our Web site includes Social Media Features, such as the Facebook Like button and Widgets, such as the Share This button or interactive mini-programs that run on our site. These Features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

Single Sign-On

You can log in to our site using sign-in services such as Facebook Connect or an Open ID provider. These services will authenticate your identity and provide you the option to share certain personal information with us such as your name and email address to pre-populate our sign up form. Services like Facebook Connect give you the option to post information about your activities on this Web site to your profile page to share with others within your network.

Newsletter

Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or you can contact us at info@thedebtchampionscom

Blog

Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog or community forum, contact us at info@thedebtchampionscom. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so
and why.

Public Profiles

The profile you create on our site will be publicly accessible unless otherwise indicated. You may change the privacy settings of your profile through your account portal or you can contact us at : info@thedebtchampionscom

FOR CALIFORNIA RESIDENTS: In accordance with California law, we will not share information we collect about you with non affiliates, except as allowed by law. For example, we may share information with your consent or to service your accounts. Among our affiliates, we will limit information sharing to the extent required by California law. You can also limit our sharing for joint marketing with other financial institutions. See the accompanying “Important
Privacy Choices for Consumers — Additional Rights for California Residents.”

FOR NEVADA RESIDENTS: We are providing you this notice pursuant to state law. You maybe placed on our internal “do not call” list by calling 8005447211. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555E. Washington St. — Suite 3900, Las Vegas, NV89101; 702-486-3132 — BCPINFO@ag.state.nv.us.

FOR VERMONT RESIDENTS: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies who are not affiliates, except as permitted by law, such as with your consent or to service your accounts. We will not share information about your credit worthiness with our affiliates without your authorization or consent but we may share information about our transactions or experiences with your with our affiliates without your consent.

Copyright © 2020 Champion Lender